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General
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Common Data Quality Challenges that can Impact AI and ML Models

artificial intelligence (ai) and machine learning (ml) Increasingly Financial Institutions (FIs)are focusing on data analytics as tool to develop a competitive edge in traditional market segments, as well as, in the under banked sectors of an economy. The challenge is…


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aerapass

November 28, 2023

General
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Synergy or Strife: BRICS Pay, FinTech, and the Path Forward

Introduction[1]: The global landscape of digital payments is undergoing a profound metamorphosis, ushering in an era marked by platforms that transcend boundaries. At the forefront of this transformative wave is BRICS Pay, a joint initiative by the economic powerhouses of…


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aerapass

November 20, 2023

General
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Balancing National Interests and Global Climate Goals: The Coordination Challenge

Melting iceberg on the ocean. Global warming and climate change concepts As the initial optimism that followed the adoption of the Paris Agreement in 2015 begins to wane, the practical obstacles and hindrances to the transition toward a low-carbon, sustainable…


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aerapass

November 1, 2023

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Why looming US Government shutdown is unlikely.

Senate and House of Representatives of United States Government the stimulus package financial package government for people, American flag and US dollar cash banknote When the fiscal year ends on September 30, the US Congress needs to approve 12 bills…


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aerapass

September 28, 2023

General
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A comparison of economic outcomes of high but stable inflation vs rising and variable rate of inflation.

Concept of financial, economic problems and inflation The inflation rates within the G20 nations are expected to stay elevated due, in part, to the recent decision by Russia and Saudi Arabia to extend oil production cuts despite growing evidence of…


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aerapass

September 20, 2023

General
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Beyond Dollars – The Diversification of Payment Systems

English pounds note and coins caught by foreign dollars and euros before Brexit. De-dollarization is the process of reducing the reliance on the US dollar as the dominant currency in the global financial system. It can take various forms, such…


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aerapass

September 12, 2023

General
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Debt Sustainability – Contrasting Realities of Reserve Currency and Non-Reserve Currency Status Countries

" It's essential for all countries to maintain prudent fiscal management practices to ensure the long-term sustainability of their debt " The level of debt is deemed unsafe by the International Monetary Fund (IMF) when there's a substantial risk that,…


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aerapass

September 4, 2023

General
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Financial Evolution: Aerapass and the Paradigm of Banking as a Service BaaS

In the ever-evolving landscape of modern finance, Banking as a Service (BaaS) stands as a driving force, reshaping the banking narrative with its digital-first approach. This transformative wave is projected to propel the BaaS market forward with a robust Compound…


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aerapass

August 28, 2023

General
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A comment on recent European Banking Authority (EBA) stress testing exercise.

“The obscure we always see sooner or later; the obvious always seems to take a little longer – Edward R Murrow” On July 28, 2023, the European Central Bank (ECB) released the results the outcomes of its most recent stress…


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aerapass

August 22, 2023

General
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Striking the Balance between Bias and Variance in AI Models: The Crucial Role of Data Quality for Financial Institutions

Figure of Justitia or Justice holding the scales of justice with close up focus to the scales symbolic of the law over grey Introduction: Financial institutions (FIs) are embracing data analytics to gain a competitive edge in various market segments,…


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aerapass

August 15, 2023

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Aerapass

Regulatory Disclosure

Aerapass Pte Ltd offers corporate and consumer prepaid cards as a programme manager pursuant to authorised, licensed third party affiliates.

10784214 Canada Inc. is a registered Money Service Business regulated by the Financial Transactions & Reports Analysis Centre of Canada (FINTRAC) under licence number M19695365.

Aerapay Limited is a registered Money Service Operator regulated by the Customs and Excise Department of Hong Kong S.A.R. under license number 150401626.

Aeratrade Pte Ltd is a registered Precious Metals Dealer under licence number PS20220002612 regulated by the Singapore Ministry of Law for purposes of anti-money laundering and countering the financing of terrorism only.

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